Family health insurance
Families save 10% on their Bupa health insurance
What is family health insurance?
Family health insurance brings the same private healthcare cover to each member of your family. You pay a monthly subscription that can cover the cost of treatment for acute conditions that develop after your family health insurance policy has begun.
Families save 10% on Bupa health insurance.
We value families at Bupa, which is why you’ll pay 10% less on your health insurance when compared to buying individual policies for each member of your family. Terms and conditions apply, see below for details‡‡‡.
Choose the right cover for you
We have two different types of health insurance cover to choose from. You choose between Comprehensive health insurance, or Treatment and Care health insurance.
You can use our comparison table to see what is and isn’t covered, and find a health insurance policy that’s suited to you.
Comprehensive health insurance
Treatment and Care health insurance
Our family health insurance benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs, and you can expect all of this and more:
Come to us direct, without waiting to see a GP
If you have symptoms related to cancer, mental health or muscles, bones and joints, you can use Direct Access.‡‡ We’ll check your symptoms over the phone and give you clear advice on what to do next, we could refer you to a specialist on the call.
See a GP without going anywhere
When and where you see a GP is up to you. Digital GP provided by Babylon‡ offers face-to-face GP appointments from your smartphone or tablet within 24 hours. It comes as standard with our cover, as does our commitment to bringing you digital services that make life easier.
Whatever the mental health condition, we’ll be there.
We believe emotional wellbeing is as important as physical health. That’s why we cover more mental health conditions than any other leading UK insurer.†
Nurses ready to help, every hour of the day
Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.
Access to breakthrough cancer drugs
Our Full Cancer Cover†† provides access to eligible UK licenced drugs or treatment often before they’re approved by National Institute for Care and Health Excellence (NICE) and available on the NHS as long as they are evidence-based.†††
Rewards from brands you know and love
Fitness, nutrition, relaxation, getting outdoors. Whatever works for you and your partner’s wellbeing, we want to save you money on it.
Learn more about family health insurance
Our useful guides are here to help you understand the fundamentals of health insurance. Not only that, but we also cover a number of key health topics – such as looking after yourself as a parent and taking care of your children’s health.
Supporting your child’s return to school
Now that children are back to school, you may be wondering how you can help them adjust after being away for a while.
Social media and your child
Here we’ll give you tips on how to support your child in building a healthy relationship with social media.
Life stages: your teen's health
Useful advice and health information to help you support your teenager through this challenging time.
Life stages: Looking after yourself as a parent
A few useful hints and tips that can help you balance looking after your children - and yourself.
Exercise for children
Regular exercise is important for children, which is why we’ve put together a list of fun activities to help keep them moving.
Your child’s health
As parents we’re always looking out for our children’s health, which is why we’ll do everything we can to make them better again when they fall ill.
A quick guide to baby vaccinations
Get the lowdown on baby vaccines, including what they protect your child against and why they are so important.
Think about what you’d like out of your family health insurance policy. We understand every family has different needs, so whether it’s fast access to treatment for your children, or 24/7 health advice, our family health insurance has it covered.
Instead of having to take out more expensive individual policies for you and your dependents (your husband, wife, or children), our family health insurance allows you to cover multiple family members under one discounted policy. You can choose to pay for your family’s health cover either in monthly or annual instalments.
Health insurance costs vary from person to person. We calculate your policy’s cost based on several factors, including:
- the price of healthcare
- your age
- where you live
- your level of cover, e.g. comprehensive health insurance costs more than treatment and care insurance
- the amount of excess you choose
- your medical history
For an accurate quote, you can either call us on 0808 271 4873^ or get a quote online.
You can only add dependents to family health insurance policies. This means that any members on your family health insurance policy cannot be anyone other than your spouse and/or your children. The members covered on your family insurance policy don’t have to all live at the same address – for example, your child could be a student at university.
If you're not married to your partner but would like to have a joint health insurance policy together, take a look at our couples' health insurance.
Get a health insurance quote with us now
Our health insurance is designed to suit you. You can get a personalised quote by chatting to us and answering questions about you and your health and lifestyle.
Call us
0808 250 7825^
^Lines are open 8am to 8pm Monday to Friday 8am to 8pm and Saturday 9am to 12:30 pm. We may record or monitor our calls.
^ We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.
‡‡‡Families save 10% with Bupa:
10% saving applies to family cover which includes one adult or more and one or more children. The savings apply to family cover with children on their policy compared to the price of individual cover for each family member. Savings only apply to Bupa By You core insurance. We reserve the right to amend or withdraw our family rate at renewal.
‡Please be aware that information you send to this email address may not be secure unless you send us your email through Egress. For more information and to sign up for a free Egress account, go to https://switch.egress.com. You will not be charged for sending secure emails to a Bupa email address using the Egress service.
‡‡ Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
† With Bupa Cancer Cover there are no time limits and all your eligible treatment costs are paid in full for as long as you have Bupa health insurance. You must use a hospital or health centre from the Bupa network and a consultant that we recognise and charges within Bupa rates (a fee-assured consultant).
†† Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.
††† Customers who live in the Isle of Man do not have access to Digital GP provided by Babylon but can access GP24 provided by HealthHero.
Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No. 09229684. Registered office: 60 Sloane Avenue, London SW3 3DD.
Bupa Anytime HealthLine and Digital GP are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at bupa-rewards.bupa.co.uk/terms-conditions
Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
