Take care of your everyday health with family health insurance
With our cover, families get digital GP appointments, a 24-hour nurse helpline, and accommodation for a parent if your child needs to stay in hospital.
We’ve created two health cover options – Comprehensive or Treatment and Care. So you can find a package to suit your family.
Once you’ve chosen a policy, just add your partner and children to get our family discounts.
Our discounts on family health cover
When you add family members to our Comprehensive or Treatment and Care cover, you’ll get both our family offers.
Families save 10%
- Families pay 10% less compared to the price of separate policies for each family member.
- Cover must include at least one adult and one or more children.
- Children do not have to live at the same address as the main policyholder.
We may remove or change these offers when you renew your cover.
Cover all your kids for the price of one
- Add more than one child under 20 years old to your policy and you'll only pay for the oldest child, no matter how many more children you add. Cover must include at least two children aged 19 or under.
- You’ll still receive our 10% family discount if you have free child cover.
- Children do not have to live at the same address as the main policyholder.
- Children aged 20 or over cannot receive free cover or count as an oldest child for this offer.
We may remove or change these offers when you renew your cover. See full terms and conditions. (PDF, 0.04MB)
Why Bupa health insurance?
Seen, treated, cared for. That’s why our
customers are with Bupa.
Your health is connected, so we figure healthcare should be too. With Bupa health insurance, you and the family get quick answers, the right treatment and less stress. You can also expect:
- Yearly dental check-ups
- Flexible physio
- Fast cancer diagnosis results
- Mental health and wellbeing support
- Hassle-free digital healthcare appointments
- Nurses ready to help, every hour of the day
Bupa health insurance doesn't usually cover medical conditions, including diseases, injuries or symptoms you had before the cover started. These are sometimes known as pre-existing conditions. Our health insurance is designed to cover you for any new issues that appear after your cover has started.
Health insurance with dental care for all the family
Our private health cover now comes with one dental appointment at a Bupa Dental Care centre. This is for everyone, including children, every year you have cover.
Plus, a £300 allowance each towards keeping your teeth healthy
More than just in case family health insurance
Let us take care of your family’s everyday health.
Digital GP appointments
No waiting rooms. No childcare needed. Our digital GP services are the flexible way to speak to a doctor from home.
24-hour nurse helpline, every day of the year
With Anytime HealthLine you can call our nurses whenever you need to. Get expert help with health worries, even at 2am.
Mental health support for your family
If you, or a family member, are feeling out of sorts, we’re only ever a call away. Our mental health specialists can help.
Choose the right cover for you and your family
You can choose from two private health insurance cover options, giving you flexibility to choose the right level of cover for your family’s needs.
Comprehensive health insurance is available online and covers appointments, scans or tests needed to give a diagnosis. It will also cover you for treatment if the treatment is included in your cover.
Or you can call our team on 0800 600 500^ and choose Treatment and Care health insurance. This covers you for treatment after you're diagnosed by the NHS or self-pay for a private diagnosis.
Check our comparison table to see what is and isn’t covered on each policy.
^We may record or monitor phone calls. Lines are open Monday to Friday 8am to 8pm.
More about Bupa health insurance for families
How does family health insurance work?
Instead of buying individual policies for each person, you can cover yourself, your children and your partner with one policy. We don’t offer specific health cover for families. But you can choose one of our health cover options and then add your children to this. When you add children, or a partner and children to your health cover, you can access our family discounts.
Can you add non-family members to your health insurance?
You can only add your partner and your children to your policy. You don't have to be married to your partner and you don’t all have to live at the same address.
How much does family health insurance cost?
The cost of cover depends on your age, where you live, your lifestyle and the level of cover you choose. To see how much your cover could cost, get a quote.
Need help?
New customers
Call 0800 600 500
Monday to Friday 8am to 8pm. We may record or monitor phone calls.
Existing customers
Call 0345 609 0111
Monday to Friday 8am to 8pm, Saturday 8am to 4pm.
We may record or monitor phone calls.
How we can help with your family health
Young people's mental health
Get tips, tools and advice to help start conversations about mental health at home.
Helping families live healthier, happier lives
Find out how our experts can support you and your family.
Children’s health information
Learn more about children’s conditions. Or get advice about how to support younger children or teenagers.
Feel better, with family health insurance
Family health insurance can offer parents peace of mind in two ways. First, you’ll know that if you or your family become unwell, you’ll have fast access to private healthcare.
And second, your family health cover can help with the everyday things too. Flexible GP appointments and fast access to physio and mental health support are all part of the everyday family healthcare we offer.
If you’re looking for support with family health, just choose one of our private health cover options – Comprehensive or Treatment and Care. Then add family members to the same policy to get our family discounts.
Existing customers
If you have Bupa cover and need help, please call us.
0345 609 0111
Monday to Friday 8am to 8pm,
Saturday 8am to 4pm.
We may record or monitor phone calls.
New customers
Our health insurance experts will be happy to answer your questions.
Monday to Friday 8am to 8pm.
We may record or monitor phone calls.
Get a quote
We’ll ask you a few questions and you’ll get a personalised, comprehensive cover quote.
Bupa Anytime HealthLine, Family Mental HealthLine and Digital GP Services are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales with registration number 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales with registration number 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ.
Last reviewed: January 2026
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