Leaving your company health
insurance scheme?
Want to keep your cover after leaving your job? Call us on 0808 231 2974^
Continue your health insurance cover after leaving your job
If you’re leaving your current employer, you can keep your health insurance cover on a new personal health insurance policy.
While your cover will be different, we may continue to cover any ongoing or existing conditions you have, providing you take out your new policy within 3 months of your company health insurance ending. This will also depend on your new policy’s benefits and limitations.
Give us a call and keep your cover in 3 easy steps:
Step 1. 0808 231 2974^
Call us within 3 months of your scheme ending and we can backdate your new policy to the date you left.
Step 2. Quick questions
We’ll ask you a few questions about your medical history in the last 5 years to give you a new quote.
Step 3. Start your policy
Start your policy by paying from the date your old policy ended, so there’s no break in your cover.
How to continue your cover with us
If you’re leaving your company health insurance scheme, it’s easy to continue your cover with a personal health insurance policy. This video explains how you can continue your cover with us, so we’ll still be by your side when you need us the most.
- [Narrator] Leaving your company health insurance scheme?
It's easy to continue your cover with a personal health insurance policy.
Meaning we'll still be by your side when you need us the most.
We may continue to cover any ongoing or existing conditions.
Stay for cover you can access straight away, like our digital GP, provided by Babylon.
24/7 anytime health line, and family mental health line.
All accessible whenever you need us, wherever you are.
Stay for speedy access to cover that gives you confidence.
Like mental health cover, covering more conditions than any other leading insurer.
We offer ongoing support even if a mental health condition comes back or a new one develops.
Get the help you need fast. For certain conditions, we may be able to refer you to a consultant, usually without seeing a GP first.
Cancer cover that's always there for you, with support from Bupa's experts every step of the way.
Stay for invaluable health expertise. With events from our health ambassadors and clinical experts.
Stay for rewards, to save you money on health, leisure, and wellbeing.
We're rated highly and we want to keep it that way.
To stay with us for service that's built around you, just call 0808 149 7016 within three months of your company policy ending to continue your cover. And we'll stay by your side.
Our health insurance benefits
Bupa private medical insurance is designed to suit your health and wellbeing needs, and you can expect all of this and more:

Come to us direct, without waiting to see a GP
If you have symptoms related to cancer, mental health or muscles, bones and joints, you may be able to use Direct Access.‡‡ We’ll check your symptoms over the phone and give you clear advice on what to do next, we could refer you to a specialist on the call.

See a GP without going anywhere
When and where you see a GP is up to you. Digital GP provided by Babylon‡ offers face-to-face GP appointments from your smartphone or tablet within 24 hours. It comes as standard with our cover, as does our commitment to bringing you digital services that make life easier.

Whatever the mental health condition, we’ll be there.
We believe emotional wellbeing is as important as physical health. That’s why we cover more mental health conditions than any other leading UK insurer.†

Nurses ready to help, every hour of the day
Late at night or first thing in the morning, our Anytime HealthLine connects you to a qualified nurse when you have a health concern. Clear and simple advice from someone who cares.

Access to breakthrough cancer drugs
Our Full Cancer Cover†† provides access to eligible UK licenced drugs or treatment often before they’re approved by National Institute for Care and Health Excellence (NICE) and available on the NHS as long as they are evidence-based.†††

Rewards from brands you know and love
Fitness, nutrition, relaxation, getting outdoors. Whatever works for your wellbeing, we want to save you money on it.
Learn more about private health insurance
Get a better understanding of our health insurance cover.
Private health insurance exclusions
Before you take out health insurance, it’s important that you have a thorough understanding of what is and isn’t covered.
In-patient vs. out-patient cover
When you’re looking at health insurance policies you may come across terms like in-patient and out-patient cover and not fully understand what these include.
Getting health insurance when you’re self-employed
If you’re self-employed you may be considering health insurance to help give you peace of mind for your business.
Will I need an excess on my health insurance policy?
Health insurance policies often include an excess. This is fairly standard with most insurance policies, but it’s worth understanding the impact excess can have on your cover.
^We may record or monitor our calls. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 12.30pm.
†As of February 2022, this comparison to other products in the market is based on Bupa’s and Defaqto’s interpretation of the differences between Bupa By You health insurance and other health insurance products offering mental health cover. The comparison excludes any special offers or promotions which may temporarily alter the cover offered. Cover comparison information is for personal use and guidance only and does not constitute any contractual representation, warranty or obligation by either Bupa or Defaqto about the completeness, accuracy, reliability, suitability or availability of the comparison. Neither party accepts any liability for errors, omissions, direct or consequential loss in relation to this comparison.
See PDF How we compare: Individuals (PDF, 0.2MB)
††Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence-based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening..
‡Customers who live in the Isle of Man, or have a Bupa Standard, Bupa Premium or Bupa Your Choice policy, do not have access to Digital GP provided by Babylon, but can access GP24, provided by HealthHero. Some corporate schemes don't include access to Digital GP or GP24, please check your scheme documents or give us a call.
‡‡Direct Access telephone services are available as long as the symptoms are covered under the policy. If your cover excludes conditions you had before your policy started, we’ll ask you to provide evidence from your GP that your symptoms are not pre-existing for a period of up to two years from policy start date (or five years in the case of mental health) before we can refer you to a consultant or therapist through the Direct Access service. For rolling moratorium underwritten members we will ask for evidence each time you claim for a condition not claimed for before. Always call us first to check your eligibility.
†††Access to eligible breakthrough cancer drugs and treatments often before they are available on the NHS or approved by NICE as long as they are evidence based. Applies to eligible cancer drugs and treatments covered by your policy. Bupa will not fund for genetic testing when used solely for the purpose of screening.
Digital GP services are provided by Babylon Healthcare Services Limited. Registered in England and Wales No 9229684. Registered office: 60 Sloane Avenue, London SW3 3DD.
Bupa Anytime HealthLine and Digital GP are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
Everyday Rewards by Bupa is promoted by Bupa Investments Limited, 1 Angel Court, London EC2R 7HJ and administered by Paragon Customer Communications Limited, Evolution House, 12 Choats Road, Barking, Dagenham, RM9 6BF. Terms and conditions can be found at buparewards. bupa.co.uk/terms-conditions
Bupa Investments Limited and Paragon Customer Communications Limited will use your information for the purposes of the administration of Everyday Rewards. For details of how your information will be processed by Bupa, please visit: bupa.co.uk/privacy
Bupa health insurance is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 3829851. Registered office: 1 Angel Court, London, EC2R 7HJ